How come...

If you're a banker worth hundreds of millions of dollars you would have to be pretty good at what you do. You would know the ins and outs of banking. Now that doesn't mean that you don't take chances and go against your better judgement but you definitely know your business better than someone that makes laws for a living. It took a lot of CEO's and middle management people to get in this mess. So why is it up to one guy, in the government to figure out how to get out of the financial hole we dug ourselves into, with no contribution from Wall Street?

Timothy Geithner, the new Treasury Secretary, has been charged with finding the way back to financial security and prosperity. I might know much about finance but shouldn't the banks be figuring out how to save their own necks. Government can set regulations but how we got here is answered by the one's that got us here. And figuring it out is in their best interest.

I'm sure finding the answers to the banking crisis will make evident that some not only did stupid, greedy things but probably even criminal things. Bernie Madoff was not the only person with dirty hands. So no one really wants to look into the past but they're going to have to to find the "magic bullet" answer.

Democratic Senator Patrick Leahy of Vermont, wants to set up a commission to look into the many wrong doings in the administration of George W. Bush. But there needs to also be an investigation of the banking industry. So maybe we can have justice and a more sound banking system at the same time.

I know this is probably a pipe dream. Especially since this banking crisis will most likely turn into a scandal with the light an investigation would shine on it. So we have to Hope that through the solution to the problem we can purge ourselves of, if not the people, at least the mentality of how we got here. And maybe then we can see our way to the other side of this economic downturn, credit crisis, financial melt down, recession.